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Arbor Day 2015

Saturday, April 11, 2015

Why plant a tree On Arbor Day

By: Berkshire Hathaway HomeServices PenFed Realty Blog

You'd be hard pressed to think of the ideal American home and not imagine a pastoral oak in the front yard with a tire swing clinging to its branch or a sprawling sycamore in the backyard. However, adding a tree to your property can do a lot more than just make it look nice (although that's an added bonus). Planting a tree can help increase the value of your home and save you some serious money on your energy bill.

The history

Arbor Day is celebrated on the last Friday of April. This holiday was first conceived in Spain in 1805. A priest from the village of Villanueva de la Sierra encouraged the locals to begin planting trees as a way to bond as a community.

It was first celebrated in the United States on April 10th, 1872 in Nebraska. In 1906, conservationist Israel McCreight encouraged President Theodore Roosevelt to adopt the practice. By the 1920s it was adopted as a holiday and has since become a worldwide celebration.

What trees can do for you and your home

According to the Arbor Day Foundation, planting a tree on your property home can significantly improve your home. The shade cast by medium sized trees can have a cooling effect on your home, drastically deceasing the amount you'll spend on energy you'll spend during the warmer months.

The Arbor Day Foundation states that 83% of Realtors® agree that having a tree on your property impacts the demand of a home. It was also estimated that a mature tree could be appraised from between $1,000 to $10,000 when estimating the value of a home.

Great trees for first-timers

Low Maintenance trees

  • Crape Myrtle: This tree blooms in summer. It is very dependable in dry weather and requires very minimal pruning.
  • Sugar Maple: This species can grow in a variety of soils and is very durable to the elements. It is also less susceptible to diseases than other trees.
  • Magnolia: These trees can grow in a range of different temperatures.


Fast-growing trees

  • Red Maple: This tree can grow up to 3 to 5 feet per year.

American Sycamore: This tree can grow up to 6 feet per year.

  • Willow: This tree can grow from 3 to 8 feet per year.
  • Empress Tree: This tree can grow 10 to 15 feet in a year.


This Arbor Day, consider planting a tree. Doing so is not only a time-honored tradition, it can help boost your property in the near future and help save you money on energy and keep your home cooler in the warmer months

Real Estate Corner....Mortgage Rates

Friday, April 03, 2015

Real Estate Corner…

 

Q.  How can I secure a low mortgage interest rate?

A.  Securing a low mortgage interest rate helps make your monthly payment more affordable and saves money over the life of your loan.  Besides using a larger down payment, here are three things to do to secure a low mortgage interest rate:

  1. Compare multiple lenders and meet with your top three.  Review the application process and your credit report to start working on any issues you may have.  The higher your credit score, the better borrower you will become.  Lenders will review the various loan programs with you.

 

  1. Your debt-to-income ratio should be below 36 percent before you apply for a mortgage.  The lower it is, the greater your eligibility for a higher loan amount.

  1. Don’t make any drastic changes such as changing jobs or making large purchases on credit cards.  You want lenders to see you have a stable job history and ability to make the payments.

Harford Countys Trash Agreement

Tuesday, May 14, 2013
Harford County has announced, that beginning in 2016, solid waste will be disposed of at Eastern Sanitary Landfill in Baltimore county. Currently waste is being disposed of in 2 places in the county, Harford Waste Disposal Center on Scarboro Road in Street and the Waste-to-Energy facility in the Edgewood Area of Aberdeen Proving Ground. However, the county's contract with the Army is going to expire in 2016, with no plans to be renewed. The Harford Waste Disposal Center is also slated to close in 2016 due to limited space available. Eastern Sanitary Landfill is located in on route 40 about 2 1/2 miles further than the APG facility, so it shouldn't be too much of an inconvience for Harford County residents. By teaming up with Baltimore County, the hope is to eventually be able to provide the residents of Harford County with more waste disposal services.

The Orioles are Back!

Wednesday, April 10, 2013
Baseball fans filled Camden Yards last Friday for the Orioles home opener.  The Orioles fought for a win to start the season at home.  Last year's birds made great strides in becoming a winning team.  Baltimore fans are excited to see if they can keep up the momentum and starting the season off at home with a win is a great beginning to their journey.  Good Luck Baltimore Orioles!!!! Here's to a great 2013 season! "Oriole's magic make it happen!"

Food Recall served to HCPS students

Wednesday, April 10, 2013

Farm Rich food products were recalled due to an E.coli 0121 outbreak. Harford County Public Schools were on the receiving end of  Farm Rich Pepperoni Pizzatas.  These were served to the students of the following schools:

Aberdeen Middle School, Bakerfield Elementary, Bel Air Elementary, Bel Air High School, Edgewood High School, Forest Hill Elementary, Forest Lakes Elementary, Fountain Green Elementary, Havre de Grace Elementary, Homestead/Wakefield Elementary, Lisby Hillsdale Elementary, Meadowvale Elementary, Prospect Mill Elementary, Ring Factory Elementary, and William S. James Elementary

 

If you are a parent who has a child at one of the following schools please monitor your child for any signs of an E. coli infection.  Symptoms may include watery or bloody stools, severe abdominal pain, vomitting, mild fever, abdominal cramps, and nausea.  Take your child to their doctor immediately if they have any of the above symptoms.  The harford county health department is aware and monitoring the outbreak closely.  As of today there have been NO cases in harford county.

 

The Hay is in the Barn....so they say!

Wednesday, February 06, 2013

Congratulations to our Raven's.  What a fantastic ride this year.   Not only was it special for the players, coaches and owner, for all the storylines attached to each, but it was a gift to the Baltimore Fans.   It has been 12 years in the waiting and finally a celebration like no other.   Congrats for all the obvious reasons and to all the Baltimore Fans!

PURPLE REIGN !

U.S. Postal Service Stops Saturday Deliveries

Wednesday, February 06, 2013

The US Postal Service has announced this week they will be changing their delivery service schedule.  Beginning August, the Saturday delivery, will no longer deliver 1st class mail.  This includes letters, bills, cards, and catalogs.  They will however, continue to deliver packages, mail-order medicine and express mail.  Below is a link to the announcement.

http://www.nbcnews.com/business/postal-service-say-goodbye-mail-delivery-saturdays-1B8262819

Flu Vaccines

Friday, January 11, 2013

If your family members or someone else you know are still in need of a influenza vaccine, please send them to Harford Mall this Saturday, January 12 for a vaccine.

Community Outreach will be giving flu vaccinations from 10am to 1pm this Saturday, January 12. We will be located near Yankee Candle. The cost is $20 per vaccine.

Both fluMist and the flu shot will be available in limited quantities.

Both children (6 months and above) and adults are welcome to be vaccinated.

If you need more information or have any questions please call HealthLink at ext. 4257 or 1-800-515-0044

Fall Home Maintaince Tips

Tuesday, October 16, 2012

OCTOBER HOME HINTS

October means the weather is about to turn cold, which brings along with it, a number of homeowner tasks.  Among them are:

  • Roof….check for cracked, missing or loose shingles
  • Trees….trim branches from house and/or windows
  • Check weather stripping and caulk around windows and doors, repair or replace if necessary.
  • Store paints, caulk, and liquid material from areas that get extreme cold and sheds
  • Detach and store hoses
  • Open and bleed all hose bibs so they don’t freeze and burst pipes
  • Clean gutters of all leaves and debris and make sure all downspouts are in good repair
  • Set thermostats and automatic sprinklers for the winter season
  • Reverse fan blades for winter settings
  • Ensure your fire extinguishers indicate a full charge.  If not, replace for safety
  • Schedule your HVAC contractor for your routine winter check up before turning on your heat
  • Clean out and prepare your fireplace
  • Professional clean chimney, if you didn’t in the spring
  • Order and stack firewood for the winter
  • Replace batteries in your smoke detectors

Halloween Safety

Monday, October 15, 2012

For children it’s that happy time again, our fall ritual of trick or treat.  To help you and your children celebrate, I have some silver reflective trick or treat bags upon which is a smiling orange pumpkin face with “Happy Halloween” in bright letters across the top of the bag.  Hopefully it will help make your child a little more conspicuous in pursuit of goodies!  If you would like to pick one up, please call me at 410.591.1800.

 

Here is a list of safety tips for you to share with your children….

            Don’t go out alone

            Let parents inspect all treats before you eat them

            Wear white or reflective clothing

            Watch for cars

            Stay away from unfamiliar neighborhoods


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