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DARLINGTON APPLE FESTIVAL

Friday, October 06, 2017

DARLINGTON, MD - It's fall and that means it's time for the Darlington Apple Festival. The festival is set for Saturday, Oct. 7.

The Darlington Apple Festival happens every year the first Saturday in October. It is a rain-or-shine event.

Here are all the things you need to know.

When: The Darlington Apple Festival is from 10 a.m. to 5 p.m. on Saturday, Oct. 7.

What: Enjoy a day in the country with vendors, crafters, apples, produce, family activities, live musical entertainment and refreshments. Hay rides will be available behind Darlington United Methodist Church, 2118 Shuresville Road, Darlington, and so will pony rides. A cornhole tournament is also planned.

Live music will be provided by the following:

How Big: About 50,000 people attend the Darlington Apple Festival each year. The festival started in 1986.

What Not To Bring: Neither pets nor alcohol is permitted.

How To Get There

The Darlington Apple Festival is at 2120 Shuresville Road in Darlington.

Shuresville Road will be closed at 8 a.m. on Saturday, Oct. 7.

Shuttle service to the festival will be available at Chesapeake Harley-Davidson (4600 Thunder Court), the Darlington firehouse (2600 Castleton Road) and the field across from the High's gas station (4585 Conowingo Road).

Handicapped parking is on the grounds of Darlington Elementary School. To get there from MD Route 161/Darlington Road, take a right onto Old Quaker Road and then proceed on School Road. Signs for handicapped parking will be posted.

By Elizabeth Janney (Patch Staff)

2017-2018 TAXES

Thursday, July 06, 2017

ATTENTION BALTIMORE COUNTY HOMEOWNERS

URGENT AND IMPORTANT


Baltimore County has sent out incorrect bills for your 2017-2018 Taxes.   This was done in error.   The county has said they will be sending out corrected bills and will be extending the discounted dates.   Please take caution with your bill and make sure you are paying the proper amount.   If you have an escrow and your mortgage company is paying the taxes, please notify them about the error.    

Cheap Airfare

Thursday, March 03, 2016

Find The Cheapest Airfare

 

            With so many airlines, routes, connections, and extra fees, it can be hard to unearth the cheapest airfare for your needs.  Follow these suggestions to book your next flight with confidence:

 

ü  Search far in advance (but not too far).  A study by CheapAir.com suggests that, on average, booking seven weeks out for domestic flights and 11-12 weeks in advance for international flights is best. 

ü  Flights are cheapest on Tuesdays, Wednesdays, and Saturdays.

ü  Be a flexible traveler by searching with a couple extra days or weeks on either side of the preferred departure date.  Many flight booking sites such as kayak.com offer flexible travel as an option when you search for flights.

ü  Delete cookies from your computer before looking up flights online a second time.  Sites store your search data and know you’re a potential buyer, so prices are likely to be higher than originally posted. 

ü  Fly into a different city.  Look at flights into nearby airports or within the destination’s region.  In Europe, for example, it may be cheaper to fly into a nearby city then take the train to your destination.

Save on Home & Auto Insurance

Tuesday, December 01, 2015

How To Save On Home And
Auto Insurance

 

                If you just renew insurance policies each year rather than taking the time to review your coverage and discounts, you’re likely paying too much.  Shop around annually (set a date in your calendar to help you remember) to see if you’re getting the best deal.  You can contact a broker, or use sites like Insure.com or QuoteWizard.com.  Ask your provider if they offer the following deals.

Vehicle Insurance

  • Safety devices:  Providers like State Farm and Geico offer a discount for daytime running lights, while Liberty Mutual and Travelers offer a discount for anti-lock brakes. 
  • Young drivers:  Drivers under 25 in your household can mean your rates skyrocket, but good students usually warrant a discount because they’re often safer drivers.  Insurance companies may want to see proof of a B average in school.

Home Insurance

  • Multiple plans:  If you buy auto and home insurance from the same company, you can often get 5 to 15% off your rate.
  • Land value:  Don’t mistakenly buy coverage for the price of your land in your homeowner’s policy – only include coverage for the price of the home.  Land is not at risk of theft or fire, which is what you’re protecting from. 
  • Modernizing/disaster prep:  Ask your insurer – You may be able to add storm shutters, better roofing material, or modernize your electrical or plumbing systems to help lower premiums.

Consider ways to get lower rates as soon as you purchase a new home or vehicle (homes in areas with lower crime rates or a professional fire department generally have lower rates. Vehicles with certain features like anti-theft devices can usually get a discount from auto insurers). 

TAX FREE SHOPPING IN TIME FOR BACK TO SCHOOL

Wednesday, July 29, 2015

This year, once again, Maryland will offer tax free shopping.  It will start August 9th through August 15th.  See below for more information....

http://comptroller.marylandtaxes.com/Public_Services/Agency_Information/Office_of_the_Comptroller/Comptroller_Initiatives/Shop_Maryland_Tax-free_Week/

Real Estate Corner...

Friday, May 01, 2015

Real Estate Corner…

 

Q.  How can I secure a low mortgage interest rate?

A.  Securing a low mortgage interest rate helps make your monthly payment more affordable and saves money over the life of your loan.  Besides using a larger down payment, here are three things to do to secure a low mortgage interest rate:

  1. Compare multiple lenders and meet with your top three.  Review the application process and your credit report to start working on any issues you may have.  The higher your credit score, the better borrower you will become.  Lenders will review the various loan programs with you.

 

  1. Your debt-to-income ratio should be below 36 percent before you apply for a mortgage.  The lower it is, the greater your eligibility for a higher loan amount.

  1. Don’t make any drastic changes such as changing jobs or making large purchases on credit cards.  You want lenders to see you have a stable job history and ability to make the payments.

De-cluttering your Home

Tuesday, April 28, 2015

De-clutter Your Home Fast

                Whether you are planning to sell your home or just would like to be more relaxed and enjoy spending time there, here are some quick ways to start the de-cluttering process – and keep it clutter free:

  • Use the three-box method.  In the room you’re de-cluttering (try to focus on one at a time), set up 3 boxes and a trash bag for trash.  Label the boxes “Put Away,” “Give Away,” and “Keep” and go through every item in the room to decide which of the 4 spots the item is placed in.

  • Try the closet hanger experiment.  Put everything in your closet in with the hangers facing backward.  When you wear an item and return it to the closet, face the hanger the right direction.  After 6 months or a year, get rid of everything still facing backward.

  • Give away one item every day.  You don’t have to throw out everything at the same time.  Find one thing each day to donate, and make it fun by thinking about which charity or friend could most benefit from the item.

Foreclosure/Short Sales Sellers can NOW BUY

Friday, April 17, 2015

There is a new set of buyers coming into the marketplace.   They are called Boomarang Buyers.   You are asking yourself, “What are Boomarang Buyers?”  They are buyers who have faced hardship throughout the last 7-8 years, had to sell their home in a foreclosure or short sale and now would like to buy again.  These buyers are in luck….yes they can buy again.   There will be specific guidelines to follow, but the process will be the same.   If you or anyone you may know falls in this situation, please reach out to me, 410.591.1800.

Should I look at a 15 year mortgage or take a 30 year mortgage?

Thursday, September 27, 2012
In my blog, I will tackle many of the questions I hear from potential home owners every day.  Today's question is about the benefits of a 15-year mortgage over a 30-year mortgage.

Q: I am ready to buy a home and have begun shopping for a loan. What is the difference between a 15-year and a 30-year mortgage?

A: Buying a home is a long-term investment, and it’s terrific that you are shopping for the mortgage that will best for you and your family. Here’s the basic difference:

A 30-year mortgage typically has lower monthly payments, but because you are paying interest for a longer period of time, it can cost you more in the long run.  Because a 30-year mortgage poses a greater risk to the bank, interest rates for 30-year mortgages are typically higher than those for loans with shorter terms.

A 15-year mortgage, on the other hand, affords a higher monthly payment. However, it will build equity faster because you will be paying more toward the principal with each monthly payment. If the higher monthly payment of a 15-year mortgage would be comfortable in your monthly household budget, then you may want to consider the 15-year mortgage to take advantage of the shorter term.  And because a 15-year term presents less risk to the mortgage company, you can frequently take advantage of a lower interest rate, as well.

It is always best to discuss your home loan options with a trusted mortgage lender. If you don’t have a contact, you can always call my preferred lender, Steve Barker. Steve will be more than happy to assist you - even if just to help you explore the available options based on your current financial situation. In 20 minutes, you will be on your way to achieving your dream of homeownership.

Give me a call at 410-591-1800 and let’s get started today!

Short Sale Deficiency Judgements

Wednesday, June 27, 2012

Many Sellers asked about the difficency in the payoff that comes with the short sale.  Your CPA will be happy to review your obligations with you and explain the current law that is in place.  However, there is a deadline on the law waiving your judgement.  It expires 12/31/12.  There has been NO word of any extension of the law.  Therefore, If you are facing late pays in your mortgage, or you are already 30+ days late, please contact me immediately, before time runs out to review your personal situation.  There may be help available.

Marian

Contact:  Marian@MarianStaab.com or 410.515.5742


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Real Estate Blog

  1. DARLINGTON APPLE FESTIVAL Marian Staab 06-Oct-2017
  2. Get out of Bed Marian Staab 22-Aug-2017