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DARLINGTON APPLE FESTIVAL

Friday, October 06, 2017

DARLINGTON, MD - It's fall and that means it's time for the Darlington Apple Festival. The festival is set for Saturday, Oct. 7.

The Darlington Apple Festival happens every year the first Saturday in October. It is a rain-or-shine event.

Here are all the things you need to know.

When: The Darlington Apple Festival is from 10 a.m. to 5 p.m. on Saturday, Oct. 7.

What: Enjoy a day in the country with vendors, crafters, apples, produce, family activities, live musical entertainment and refreshments. Hay rides will be available behind Darlington United Methodist Church, 2118 Shuresville Road, Darlington, and so will pony rides. A cornhole tournament is also planned.

Live music will be provided by the following:

How Big: About 50,000 people attend the Darlington Apple Festival each year. The festival started in 1986.

What Not To Bring: Neither pets nor alcohol is permitted.

How To Get There

The Darlington Apple Festival is at 2120 Shuresville Road in Darlington.

Shuresville Road will be closed at 8 a.m. on Saturday, Oct. 7.

Shuttle service to the festival will be available at Chesapeake Harley-Davidson (4600 Thunder Court), the Darlington firehouse (2600 Castleton Road) and the field across from the High's gas station (4585 Conowingo Road).

Handicapped parking is on the grounds of Darlington Elementary School. To get there from MD Route 161/Darlington Road, take a right onto Old Quaker Road and then proceed on School Road. Signs for handicapped parking will be posted.

By Elizabeth Janney (Patch Staff)

2017-2018 TAXES

Thursday, July 06, 2017

ATTENTION BALTIMORE COUNTY HOMEOWNERS

URGENT AND IMPORTANT


Baltimore County has sent out incorrect bills for your 2017-2018 Taxes.   This was done in error.   The county has said they will be sending out corrected bills and will be extending the discounted dates.   Please take caution with your bill and make sure you are paying the proper amount.   If you have an escrow and your mortgage company is paying the taxes, please notify them about the error.    

Roadside Assistance Plas

Thursday, March 17, 2016

Roadside Assistance Plans

 

            Being stranded on the side of the road with a flat tire or some other mechanical problem can happen to anyone at any time.  A roadside assistance plan is the kind of purchase you hope you’ll never have to use, but having the right one when you need it most can save hundreds of dollars and a massive headache.  Here’s what you need to know to choose the one right for you:

 

  • Many new cars (and some certified used cars) come bundled with assistance from auto manufacturers.   Though they are often valid for the length of the warranty, check with the dealer when you purchase. 

  • Popular roadside assistance carriers include AAA (aaa.com), Better World Club (betterworldclub.com), AARP Roadside Assistance (aarproadside.com), and Good Sam (goodsamroadside.com).  However, add-on plans are also available from cell service carriers, credit card companies, and insurance providers, though the services they cover vary.  Some may have restrictions on towing distance, the number of roadside assistance calls allowed each year, and out-of-pocket costs you may incur by using these services.

  • Because some coverage plans are for specific vehicles (such as those affiliated with a warranty), you may need additional plans for other family vehicles.  However, other plans, such as cell phone-related assistance, cover certain people.  In choosing coverage, make sure all relevant parties and vehicles in your family are appropriately protected.

Cheap Airfare

Thursday, March 03, 2016

Find The Cheapest Airfare

 

            With so many airlines, routes, connections, and extra fees, it can be hard to unearth the cheapest airfare for your needs.  Follow these suggestions to book your next flight with confidence:

 

ü  Search far in advance (but not too far).  A study by CheapAir.com suggests that, on average, booking seven weeks out for domestic flights and 11-12 weeks in advance for international flights is best. 

ü  Flights are cheapest on Tuesdays, Wednesdays, and Saturdays.

ü  Be a flexible traveler by searching with a couple extra days or weeks on either side of the preferred departure date.  Many flight booking sites such as kayak.com offer flexible travel as an option when you search for flights.

ü  Delete cookies from your computer before looking up flights online a second time.  Sites store your search data and know you’re a potential buyer, so prices are likely to be higher than originally posted. 

ü  Fly into a different city.  Look at flights into nearby airports or within the destination’s region.  In Europe, for example, it may be cheaper to fly into a nearby city then take the train to your destination.

Buying Your First Home

Thursday, February 18, 2016

Real Estate Corner…

 

Q.  What should I know when buying my first home?

 

A.  Buying your first home is a big step, and making mistakes can cost you thousands of dollars.  Here are three you should avoid:

 

  • Not having a professional home inspection.  Review the report carefully so you don’t buy a home with serious issues, such as pests, mold, or water damage.
  • Not doing a “walk-through” before closing.  Visit the property after all the furnishings have been removed so you won’t have any surprises later.
  • Not understanding the contract.  A REALTOR®  who serves as your “Buyer’s Representative” will help you understand your responsibilities and guide you through the process.

Save on Home & Auto Insurance

Tuesday, December 01, 2015

How To Save On Home And
Auto Insurance

 

                If you just renew insurance policies each year rather than taking the time to review your coverage and discounts, you’re likely paying too much.  Shop around annually (set a date in your calendar to help you remember) to see if you’re getting the best deal.  You can contact a broker, or use sites like Insure.com or QuoteWizard.com.  Ask your provider if they offer the following deals.

Vehicle Insurance

  • Safety devices:  Providers like State Farm and Geico offer a discount for daytime running lights, while Liberty Mutual and Travelers offer a discount for anti-lock brakes. 
  • Young drivers:  Drivers under 25 in your household can mean your rates skyrocket, but good students usually warrant a discount because they’re often safer drivers.  Insurance companies may want to see proof of a B average in school.

Home Insurance

  • Multiple plans:  If you buy auto and home insurance from the same company, you can often get 5 to 15% off your rate.
  • Land value:  Don’t mistakenly buy coverage for the price of your land in your homeowner’s policy – only include coverage for the price of the home.  Land is not at risk of theft or fire, which is what you’re protecting from. 
  • Modernizing/disaster prep:  Ask your insurer – You may be able to add storm shutters, better roofing material, or modernize your electrical or plumbing systems to help lower premiums.

Consider ways to get lower rates as soon as you purchase a new home or vehicle (homes in areas with lower crime rates or a professional fire department generally have lower rates. Vehicles with certain features like anti-theft devices can usually get a discount from auto insurers). 

Fall Home Maintaince Tips

Tuesday, October 16, 2012

OCTOBER HOME HINTS

October means the weather is about to turn cold, which brings along with it, a number of homeowner tasks.  Among them are:

  • Roof….check for cracked, missing or loose shingles
  • Trees….trim branches from house and/or windows
  • Check weather stripping and caulk around windows and doors, repair or replace if necessary.
  • Store paints, caulk, and liquid material from areas that get extreme cold and sheds
  • Detach and store hoses
  • Open and bleed all hose bibs so they don’t freeze and burst pipes
  • Clean gutters of all leaves and debris and make sure all downspouts are in good repair
  • Set thermostats and automatic sprinklers for the winter season
  • Reverse fan blades for winter settings
  • Ensure your fire extinguishers indicate a full charge.  If not, replace for safety
  • Schedule your HVAC contractor for your routine winter check up before turning on your heat
  • Clean out and prepare your fireplace
  • Professional clean chimney, if you didn’t in the spring
  • Order and stack firewood for the winter
  • Replace batteries in your smoke detectors

Easy Bathroom Renovating Tips

Tuesday, June 05, 2012
Out of all the rooms in a house, the bathroom is the most popular to renovate. It gives the homeowner the option to make it a luxurious spa-like serenity or simple functioning space suitable for all of one's needs. Renovating your bathroom can also bring up to a 64% return on your investment should you ever decide to sell. Here are 8 tips to help with a stress-free renovation.

1. Know the Building Code
Renovating your bathroom could become costly if you don't make a plan of action. Make sure to apply for permits if you need them well in advance so you have them when you are ready to get started. Also, make sure you have a list of professionals to enlist or supplies you will need if you are doing it your self. Plumbers and electricians have a pretty hefty fee if they know you started a project and it gets over your head due to the fact that they have to figure out what you did and how to correct the problems. Make sure you plan for emergencies and permits in your budget so when one arises you won't be stranded without a bathroom for days.

2. Do It Yourself
Remodeling your bathroom on your own is the most cost efficient way to remodel, however only do this if you plan to do simple changes. Some simple changes would include putting in a new toilet, fixing some cracks in your tub, putting in a new vanity. If you have to change plumbing or electricity then you should probably call an experienced contractor.

3. Maintain The Same Footprint
This goes hand in hand with doing it yourself. Don't move major components of your bathroom like the toilet or the tub. Like I mentioned before, if you have to move a waste line or plumbing things become more difficult and costly. Again, you may want to hire a licensed contractor to do that. Stick with simple things like changing out the toilet or re-caulking some tub cracks.

4. Choose Your Colors Well
The best colors for a bathroom, especially if you are planning to sell in the near future, are neutral colors. If you like a bold look then add bold accents like light fixtures, artwork, rugs, faucets, etc.

5. Keep Lighting in Mind
The Bathroom is where most of us start and finish our day so make sure you have plenty of light for your space. Using a light neutral color on the walls will help make the most out of the artificial light available. Afterall, we want to make sure we look good to begin the day!

6. Save Money on Cabinetry
No need to spend a lot of money on custom cabinets when there are less expensive and just as beautiful cabinets and vanities available. Home improvement stores sell a wide variety of stock and semi-custom cabinets and vanities. They also keep custom returns in their sale section which may have slight defects like scratches and dings. These can normally be fixed by the placement of the area against a wall or some touch-up paint.

7. Go Faux
Everyone these days want the name brand items. The best thing for the bathroom is faux. You can get tile that looks like stone, at home improvement stores, that is cheaper and more easily maintained and will give you the same look.

8. Keep Your Space Functional
Most bathrooms have limited space so why not make the most out of it. Pedestals or wall mount sinks can free up extra space for additional storage or luxury items. Also you can use your walls for shelving or mirrors with shelving.


Hopefully these tips will help you get to your dream bathroom without a lot of money and headaches! Happy Renovating!

The Risk Of Flooding

Tuesday, September 27, 2011

Even if you don’t own a home along the ocean or river, you can still be at a risk for flooding. You may be surprised to learn that your Homeowners Insurance doesn’t cover flood.

  • Historically about one-in-four flood claims occur in low- to moderate-risk areas.
  • Floods and flash floods happen in all 50 states.
  • Just a single inch of water can cause costly damage to your property
  • Dangerous or damaging floods don't always mean dramatic, rushing waters through the streets of your hometown.
  • Hurricanes, winter storms and snow melt are common (but often overlooked) causes of flooding.
  • New land development can increase flood risk, especially if the construction changes
    natural runoff paths.
  • More and more buildings, roads and parking lots are being built where forests and meadows used to be, which decreases the land's natural ability to absorb water. Coupled with changing weather patterns, this construction has made recent floods more severe and increased everyone's chance of being flooded.

And if you decide to rely on Federal disaster assistance – consider this:

  • Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $500 a year ($33 a month). Even then, those loans are only available if the President formally declares a disaster … and less than 10 percent of all weather emergencies in the United States are declared.

Flood insurance premiums are generally lower than expected

  • If you live in a low to moderate risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $112 a year, including coverage for your property's contents.

Remember – there’s a 30 day wait before a flood insurance policy takes effect.

Get covered today! Call me at 410-515-5742 for additional information on flood insurance.


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Real Estate Blog

  1. DARLINGTON APPLE FESTIVAL Marian Staab 06-Oct-2017
  2. Get out of Bed Marian Staab 22-Aug-2017