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DARLINGTON APPLE FESTIVAL

Friday, October 06, 2017

DARLINGTON, MD - It's fall and that means it's time for the Darlington Apple Festival. The festival is set for Saturday, Oct. 7.

The Darlington Apple Festival happens every year the first Saturday in October. It is a rain-or-shine event.

Here are all the things you need to know.

When: The Darlington Apple Festival is from 10 a.m. to 5 p.m. on Saturday, Oct. 7.

What: Enjoy a day in the country with vendors, crafters, apples, produce, family activities, live musical entertainment and refreshments. Hay rides will be available behind Darlington United Methodist Church, 2118 Shuresville Road, Darlington, and so will pony rides. A cornhole tournament is also planned.

Live music will be provided by the following:

How Big: About 50,000 people attend the Darlington Apple Festival each year. The festival started in 1986.

What Not To Bring: Neither pets nor alcohol is permitted.

How To Get There

The Darlington Apple Festival is at 2120 Shuresville Road in Darlington.

Shuresville Road will be closed at 8 a.m. on Saturday, Oct. 7.

Shuttle service to the festival will be available at Chesapeake Harley-Davidson (4600 Thunder Court), the Darlington firehouse (2600 Castleton Road) and the field across from the High's gas station (4585 Conowingo Road).

Handicapped parking is on the grounds of Darlington Elementary School. To get there from MD Route 161/Darlington Road, take a right onto Old Quaker Road and then proceed on School Road. Signs for handicapped parking will be posted.

By Elizabeth Janney (Patch Staff)

Paint like a Pro

Tuesday, August 15, 2017

Paint Like A Pro

 

      Whether you’re inspired to splash a new hue across a room’s walls or they’re just due for a fresh coat of the same ol’ color, make sure you DIY with these tips in mind.

 

Choose your paint wisely.  It’s important to choose indoor paint for indoor paint jobs.  Water-based paint is easy to use and clean up, while oil-based paint is more appropriate for specialty jobs.  Check with an expert at the paint store to choose the right type of paint for your situation.

 

Prep like a pro.  This may take more time than the actual painting itself, but take your time here to avoid mistakes. Prep work includes:

  • Laying down drop cloths.
  • Cleaning off dirty areas.
  • Filling in holes in the walls with spackle.
  • Sanding any uneven surfaces.
  • Priming the walls, if needed.
  • Taping off non-paint zones like outlets and molding.

 

Do detail work.  Use a thin brush to paint around window and door frames, baseboards, and trim.

 

Use a roller brush.  Roll the full height of the wall and keep a wet edge.  Start near a corner, and move over slightly with each stroke of paint.  Don’t let the roller become dry, and paint so the open side of the roller frame faces the area that is already painted.

 

Let it dry.  Once your entire paint job is dry, make sure everything is evenly coated.  Add a second coat as needed.  Wait at least 24 hours before removing the tape between the painted walls and unpainted places.  Use a sharp utility knife or box cutter to slice the tape; do not just pull it off.

 

 

Wealth with Real Estate Rental Properties

Friday, July 07, 2017

Real Estate Corner…

 

Q. How can I build wealth with real estate rental properties?

A.  Before purchasing rental property, consider the following factors to make a good investment:

 

  • Find moderately priced properties, so you can generate more cash flow than higher priced properties.  Your tenant’s rent should cover the mortgage, utilities, and additional expenses in order to produce a cash flow.
  • Get the full cost of owning and repairing the home.  Have a property inspection before you purchase the property to identify any potential repairs.  Also, get written quotes from contractors for repairs you’ll need to make before renting out the home.
  • Carefully select your tenants.  Each time a renter leaves, you have to prep it for another tenant by paying for repairs, possible upgrades, and other costs such as advertising, credit and background checks, plus taking time to show the unit.  Long-term tenants are better for your investment, so choose wisely and treat them well!

 

To learn more, call me to request my Free Consumer Report called
“How to Avoid 8 Dumb Mistakes Even Smart Investors Make.”   

2017-2018 TAXES

Thursday, July 06, 2017

ATTENTION BALTIMORE COUNTY HOMEOWNERS

URGENT AND IMPORTANT


Baltimore County has sent out incorrect bills for your 2017-2018 Taxes.   This was done in error.   The county has said they will be sending out corrected bills and will be extending the discounted dates.   Please take caution with your bill and make sure you are paying the proper amount.   If you have an escrow and your mortgage company is paying the taxes, please notify them about the error.    

Buying Your First Home

Thursday, February 18, 2016

Real Estate Corner…

 

Q.  What should I know when buying my first home?

 

A.  Buying your first home is a big step, and making mistakes can cost you thousands of dollars.  Here are three you should avoid:

 

  • Not having a professional home inspection.  Review the report carefully so you don’t buy a home with serious issues, such as pests, mold, or water damage.
  • Not doing a “walk-through” before closing.  Visit the property after all the furnishings have been removed so you won’t have any surprises later.
  • Not understanding the contract.  A REALTOR®  who serves as your “Buyer’s Representative” will help you understand your responsibilities and guide you through the process.

Save on Home & Auto Insurance

Tuesday, December 01, 2015

How To Save On Home And
Auto Insurance

 

                If you just renew insurance policies each year rather than taking the time to review your coverage and discounts, you’re likely paying too much.  Shop around annually (set a date in your calendar to help you remember) to see if you’re getting the best deal.  You can contact a broker, or use sites like Insure.com or QuoteWizard.com.  Ask your provider if they offer the following deals.

Vehicle Insurance

  • Safety devices:  Providers like State Farm and Geico offer a discount for daytime running lights, while Liberty Mutual and Travelers offer a discount for anti-lock brakes. 
  • Young drivers:  Drivers under 25 in your household can mean your rates skyrocket, but good students usually warrant a discount because they’re often safer drivers.  Insurance companies may want to see proof of a B average in school.

Home Insurance

  • Multiple plans:  If you buy auto and home insurance from the same company, you can often get 5 to 15% off your rate.
  • Land value:  Don’t mistakenly buy coverage for the price of your land in your homeowner’s policy – only include coverage for the price of the home.  Land is not at risk of theft or fire, which is what you’re protecting from. 
  • Modernizing/disaster prep:  Ask your insurer – You may be able to add storm shutters, better roofing material, or modernize your electrical or plumbing systems to help lower premiums.

Consider ways to get lower rates as soon as you purchase a new home or vehicle (homes in areas with lower crime rates or a professional fire department generally have lower rates. Vehicles with certain features like anti-theft devices can usually get a discount from auto insurers). 

Real Estate Corner...

Friday, May 01, 2015

Real Estate Corner…

 

Q.  How can I secure a low mortgage interest rate?

A.  Securing a low mortgage interest rate helps make your monthly payment more affordable and saves money over the life of your loan.  Besides using a larger down payment, here are three things to do to secure a low mortgage interest rate:

  1. Compare multiple lenders and meet with your top three.  Review the application process and your credit report to start working on any issues you may have.  The higher your credit score, the better borrower you will become.  Lenders will review the various loan programs with you.

 

  1. Your debt-to-income ratio should be below 36 percent before you apply for a mortgage.  The lower it is, the greater your eligibility for a higher loan amount.

  1. Don’t make any drastic changes such as changing jobs or making large purchases on credit cards.  You want lenders to see you have a stable job history and ability to make the payments.

Foreclosure/Short Sales Sellers can NOW BUY

Friday, April 17, 2015

There is a new set of buyers coming into the marketplace.   They are called Boomarang Buyers.   You are asking yourself, “What are Boomarang Buyers?”  They are buyers who have faced hardship throughout the last 7-8 years, had to sell their home in a foreclosure or short sale and now would like to buy again.  These buyers are in luck….yes they can buy again.   There will be specific guidelines to follow, but the process will be the same.   If you or anyone you may know falls in this situation, please reach out to me, 410.591.1800.

Real Estate Corner....Mortgage Rates

Friday, April 03, 2015

Real Estate Corner…

 

Q.  How can I secure a low mortgage interest rate?

A.  Securing a low mortgage interest rate helps make your monthly payment more affordable and saves money over the life of your loan.  Besides using a larger down payment, here are three things to do to secure a low mortgage interest rate:

  1. Compare multiple lenders and meet with your top three.  Review the application process and your credit report to start working on any issues you may have.  The higher your credit score, the better borrower you will become.  Lenders will review the various loan programs with you.

 

  1. Your debt-to-income ratio should be below 36 percent before you apply for a mortgage.  The lower it is, the greater your eligibility for a higher loan amount.

  1. Don’t make any drastic changes such as changing jobs or making large purchases on credit cards.  You want lenders to see you have a stable job history and ability to make the payments.

Should I look at a 15 year mortgage or take a 30 year mortgage?

Thursday, September 27, 2012
In my blog, I will tackle many of the questions I hear from potential home owners every day.  Today's question is about the benefits of a 15-year mortgage over a 30-year mortgage.

Q: I am ready to buy a home and have begun shopping for a loan. What is the difference between a 15-year and a 30-year mortgage?

A: Buying a home is a long-term investment, and it’s terrific that you are shopping for the mortgage that will best for you and your family. Here’s the basic difference:

A 30-year mortgage typically has lower monthly payments, but because you are paying interest for a longer period of time, it can cost you more in the long run.  Because a 30-year mortgage poses a greater risk to the bank, interest rates for 30-year mortgages are typically higher than those for loans with shorter terms.

A 15-year mortgage, on the other hand, affords a higher monthly payment. However, it will build equity faster because you will be paying more toward the principal with each monthly payment. If the higher monthly payment of a 15-year mortgage would be comfortable in your monthly household budget, then you may want to consider the 15-year mortgage to take advantage of the shorter term.  And because a 15-year term presents less risk to the mortgage company, you can frequently take advantage of a lower interest rate, as well.

It is always best to discuss your home loan options with a trusted mortgage lender. If you don’t have a contact, you can always call my preferred lender, Steve Barker. Steve will be more than happy to assist you - even if just to help you explore the available options based on your current financial situation. In 20 minutes, you will be on your way to achieving your dream of homeownership.

Give me a call at 410-591-1800 and let’s get started today!

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Real Estate Blog

  1. DARLINGTON APPLE FESTIVAL Marian Staab 06-Oct-2017
  2. Get out of Bed Marian Staab 22-Aug-2017